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How can I minimize out-of-pocket expense and maximize coverage to receive the highest level of benefits available?

April 26, 2017Benefits coverage expense Highest level maximize out-of-pocket

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How can I minimize out-of-pocket expense and maximize coverage to receive the highest level of benefits available?

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A. HMO, PPO and POS plans are generally less costly. Within those plans you can minimize out-of-pocket expenses by selecting participating providers and by obtaining referrals and authorizations when necessary.