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How can I legally erase credit card debt and/or home mortgage?

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How can I legally erase credit card debt and/or home mortgage?

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I want to know if the law provides for a way to erase credit card debt legally, and if there is a legal way to erase a home mortgage. A: You can look into filing bankruptcy. It will be a huge negative mark on your credit report and can remain for up to 10 years. However you can still get credit after your bankruptcy. It will be harder, but not impossible.

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