How can I get funds released after my bank account has been frozen by a debt collector?
You will need to speak to your Bank AND the Debt collection agency. The chances are that the Bank was obliged to block the account and may have received an order from an authority, possibly a court, before doing so. What have the Bank said to you? They will have sent you some sort of advice letting you know this was going to happen or may be in the process of trying to contact you. Do not ignore the letters or calls. If your account has been frozen I guess that your financial situation is a serious concern to you. It is all too easy these days to get into debt, robbing Peter to pay Paul but there is help at hand. In the first instance contact the CCCS, the Consumer Credit Councelling Service. You must contact them in writing although it is sometimes reassuring to speak to someone first. The CCCS are not judgmental and will help you initially by working out with you your priority payments (mortgage, electric, council tax, food clothing money etc) and draw up a realistic plan for repayin