How can i get an apartment if my boyfriend has bad credit!!?
The first thing that you must do if you are planning to get an apartment is look at your credit score and understand what it means. People with bad credit often don’t understand how the credit scoring system works. If you have a less than perfect credit score, it is a good idea to find out more about the credit scoring system. In the US, the credit score is given by an agency called FICO. A perfect credit score is 700. However, you can get a mortgage loan to buy an apartment even with a score that is les than 700. Typically, a FICO score anywhere between 600 and 640, entitles you to a 100% home loan financing. Even if you have a score between 500 and 600 you should be able to get a home mortgage loan, provided you are willing to make a down payment. Getting a loan to buy an apartment becomes more difficult if your score is less than 500. One option is to approach a specialized bad credit loan programs available for people with bad credit, bankruptcies, late payments and other credit re
