How can i fix my credit report without spending lots and lots of money?
You can try to do it yourself. Good luck with that, though. There are over 300 laws in the Fair Credit Reporting Act that govern how to repair your credit. You practically need a law degree to understand it all. The good news is that if you do understand it, you should be able to remove anything from your report. The lady above had it right, if the information is accurate and does NOT violate any one of the laws in the FCRA the information cannot be removed from your reports. Here is the part she failed to tell you, it is virtually impossible to report information to the credit bureaus without violating at least one of those laws. You are likely better off spending the money to get the job done correctly by a professional. The key word there is PROFESSIONAL. There are only a handful of legitimate professional credit restoration companies in the United States. Do your due dilligence and ask a lot of questions. The Credit Repair Organizations Act is the set of laws that governs how credi
