How can I continue the tax shelter for retirement plan assets after age 70 1/2?
A. The shelter can continue for a large part of those assets, for a long time, assuming you don’t need them to live on. You can spread withdrawals over a period based on, but longer than, your life expectancy-for example, over at least 27.4 years if you’re 70 1/2 now. The shelter continues for whatever is not withdrawn. However, you are free to withdraw at a faster rate, or all of it, if you wish.
