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How can I come up with creative financing to build my little house near Lake Austin?

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How can I come up with creative financing to build my little house near Lake Austin?

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I am tired of paying the banks extra money in fees, etc. I bought the land on an unsecured loan just so I would only pay the interest to the bank. I want to build my house in phases, but still be able to pay for it like a mortgage, and then get a loan (owner-occupied) from the bank. Someone please tell me what is wrong with this processs – so I will not fail.

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