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How can I be sure that the mATM payment notification I receive on my mobile phone is not fabricated?

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How can I be sure that the mATM payment notification I receive on my mobile phone is not fabricated?

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The mATM payment notification you receive from your bank is not a regular SMS message, but a special message that has been encrypted with a secret key that is known only by your mobile phone and the banks server. Even the mobile operator does not have access to the secret key. This message will show up on your mobile phone as a pop-up message, not as a typical SMS message that you must read using the phones Message or Inbox facility. This message cant be generated by anyone other than the banks you are registered with as a mobile banking user or as an mATM merchant. Therefore, you do not need to worry of about fabricated payment notifications. Our staff will also train you on how to identify fraudulent SMS messages that you may receive from time to time on your mobile phone during our mATM Payment training session.

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