How can I attempt to fix my credit from mistakes I made in college?
How can i fix my credit score is often desperately asked by individuals that have just been turned down for a loan that they needed very badly. If you are one of these people this article will help shine some light and help you understand how you can fix your credit score yourself using basic credit repair methods. To start with you will need to be aware of why your FICO score is low. The only place that you can find this out is in your credit report so you will need a copy of it before you can proceed. Once you have a copy of your report start looking i over for negative accounts and list them on a piece of paper starting with the oldest account first. Negative things like late payments,collection accounts and charged off accounts are what you are looking for.
Try going to your school financial aid department on help looking for supplementary loan or finical aid. They are usually your best source of information concerning school loans. Also, I would think twice about consolidating your payments. I thought about this because I was in a similar situation as you and just like you most places offering loan consolidation or “one monthly paymen” seemed like scams. They also wanted to charge you a big fee for consolidating your payments, so you had your payments plus theirs. Just keep paying on things…once you get out of school and get a better paying job it will start to get a little easier…and you’ll eventually get things paid off. There’s never an “easy” fix.
