How can credit reports be legally repaired?
Credit bureaus are required to follow procedures to ensure maximum possible accuracy before they can legally place any items on a credit report. In many cases they do not do this. Also, any company that furnishes information to a credit bureau about you must be able to substantiate those comments with proper documentation. In many cases this cannot be done as well. We request, on behalf of our clients, that the credit bureaus and furnishers re-verify their claims of accuracy and compliance. Once an error is identified, the item must be removed. Under the Fair Credit Reporting Act and select state laws, you are protected by your right to dispute information.
