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How can an e-mail be fake when it says its from Chase, addresses me by name, has my correct e-mail address, and quotes part of my account number?

April 26, 2017address addresses Chase e-mail my account quotes

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How can an e-mail be fake when it says its from Chase, addresses me by name, has my correct e-mail address, and quotes part of my account number?

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It’s the result of an elaborate new type of scam called “spear phishing.” Criminal groups collect data from multiple sources and combine it to create more convincing e-mails designed to convince you to share information that should be confidential between you and the bank.