How can a widow or widower find out if their deceased spouse had a life insurance policy?
It can be difficult to locate an old insurance policy or even a new one in this age of digitally stored documents. There are several ways you can check to see if your spouse might have had a life insurance policy, including: Ask your bank for copies of old bank statements to see if any payments were made to a life insurance company over the past two years. If you find any, call the company noted on the statement and explain your situation. Look through old mail and bills to see if you can find anything from a life insurance company. If you find something, call the company and explain your situation. Check with your state’s department of financial services (this may be called Department of Revenue, Office of State Treasurer, Treasury Department, in your state) to find out if you or your spouse has any unclaimed property issued by a life insurance company. Often, we buy insurance and accumulate cash value then allow the policy to lapse without realizing that we are still entitled to the
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- How to find out if my deceased spouse had a life insurance policy?
