How Broad is the Medical Payments Coverage Under the New Jersey Personal Auto Insurance Plan?
Generally, medical payments coverage follows you. You are covered if you are involved as in an accident as a driver, a passenger or a pedestrian no matter if you are at fault or not. The coverage is extremely broad. Coverage is triggered when you or a family member who is an insured is injured while entering, exiting, occupying or enlightening from an automobile that is designed for public roads. This means if you are getting, into, out of, or occupying a motor vehicle. The courts have considered injuries that included such things as not only riding in a car to trigger coverage – but also things like – sitting on the roof, working under the hood, entering a convertible through the roof, riding in the bed of a pickup – basically if you are getting into or out of or even touching an automobile you are likely to find coverage under the medical payments section of the policy. Say for example you are driving with your friend and his car breaks down. You and he push the car to the side of th
Related Questions
- Will purchasing a Short Term Medical plan make it harder for me to get coverage in the future for a pre-exisiting medical condition?
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