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How are vehicles owned by UC Merced insured?

April 26, 2017insured merced UC vehicles

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How are vehicles owned by UC Merced insured?

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There are two elements to insurance coverage for a licensed vehicle owned by UC Merced. The first is Auto Liability, which is designed to provide coverage to the Regents (and employees) when a third party files a claim and alleges negligence. The second is Auto Physical Damage, which is designed to provide coverage in the event the vehicle itself is damaged, both coverages are automatic. Departments which own vehicles are assessed an annual premium for both coverages.