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How are the Refund Anticipation Loan (RAL) approval criteria determined?

April 26, 2017anticipation Approval criteria loan RAL refund

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How are the Refund Anticipation Loan (RAL) approval criteria determined?

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Approval criteria are based on a number of factors. We establish our approval criteria after post-season research and analysis of IRS funding patterns, as well as using sound lending practices. The RAL is not based on a credit score, but rather, on the likelihood the IRS will release the full refund in a timely manner.