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How are the members of Peertexts evaluated (lenders or borrowers)?

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How are the members of Peertexts evaluated (lenders or borrowers)?

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Each member of peertexts.ca is given a rating after each transaction, whether complete or incomplete. Members are evaluated on a scale of 0-5 (5 being highest) and with descriptive comments for reasoning for their rating. The entire point of the rating system is to “weed” out the bad apples and make peertexts.com a safe and secure environment where students can lend, borrow, and save!

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