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How are the deductibles and out of pocket allowances applied to my retiree medical plan?

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How are the deductibles and out of pocket allowances applied to my retiree medical plan?

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The deductible is the amount a eligible person pays each year before the comprehensive medical plan pays any portion of a claim. The out of pocket maximum is the maximum amount any person need pay in covered comprehensive medical expenses each year. Once the out of pocket maximum is reached, the plan pays 100% of covered expenses for the rest of the calendar year.

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