How are the attorneys able to invalidate my debt(s)?
The attorneys are experts in Federal and State consumer laws. These are the laws that govern the credit card companies, banks and collection agencies. In many cases a consumer’s Federal rights are being violated on a regular basis, the consumer simply doesn’t know it. Whether it be a miscalculation of the interest on your bill, or the methods a collection agent uses, the attorneys identify these violations and aggressively use them to negotiate on your behalf. The creditors don’t want to go to court to try to explain why they violated your rights, so they give in.
