How are staff adjusters, independent adjusters and public adjusters different?
Staff Adjusters An employee of an insurance company who serves the interests of his/her employer. Independent Adjuster He works for an independent adjusting firm that is retained by the insurance company to represent the insurance company’s interests. Licensed Public Adjuster Retained by you, the policyholder on a loss-by-loss basis. The insurance policy requires that many conditions be met when a claim is made. Your public adjuster serves your interests exclusively when dealing with the insurance company’s adjusters.
