How are senior services paid for? Will Medicare cover someone coming to give my parents a bath or clean their home?
The majority of home care or home management services are paidare paid for by the individual or family. Medicare covers in-home care when someone is home bound and needs the services of a skilled provider. Examples of Medicare-covered care may include, but are not limited to, services provided after a hip fracture or incident that requires physical or occupational therapy, or when a new diagnosis requires teaching use of equipment or medication management. Contact a home care agency that is certified under Medicare for help determining coverage levels. If a parent requires help with daily living needs such as toileting, transferring, dressing, eating or home management, assistance may be covered by a long-term care insurance policy. Some individuals may be eligible for services through county providers based on their assets and income levels.