How are property damage claims handled?
Most property damage claims are handled quickly and efficiently and usually do not require an attorney. If the accident is not your fault, the other drivers insurance should pay to fix your car unless it would cost more to fix your car than it is worth. In that case, your car is considered totaled and you will only receive the market value of your car before the accident. Many repair shops will help you by providing free estimates for insurance purposes. What if the driver who hit me has no insurance or the bare minimum and I have very serious injuries? Answer: Assuming that you have the required uninsured or underinsured motorist coverage, you may be able to collect from your own company if you are injured as a result of the negligence of someone who has little or no insurance coverage. If you were a passenger in a car struck by an uninsured or underinsured driver, you might be able to pursue a claim against the insurance company for the owner or driver of the car in which you were ri