How are Preventive Benefits covered considering the high deductible up front?
An item or service or prescription drug that satisfies the criteria for Preventive Care may be covered under an HDHP (High Deductible Health Plan), even if the individual has not satisfied the minimum deductible requirements. Medications may be deemed preventive when taken to prevent the manifestation of a condition by an individual who has developed risk factors which have not yet manifested or to prevent recurrence of a disease from which the person has recovered. An example of this might be the use of statins to lower cholesterol, but not to treat an existing heart problem.
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