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How are points deposited into my bank account and when are they available for redemption?

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When you have earned 40,000 Performance points or more, 80% of those points and all future points will be deposited and available for redemption. 20% of those points and all future points will be held in escrow, until you reach your 5th Year of Service. At that time, all points held in escrow will be deposited and available for redemption. Points earned from the Years of Service Bonus will be deposited in full (at 100% of points earned) to your account the month after they are earned.

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