How are payments applied when I have deferred interest promotions that are expiring?
If promotion expires before the payment due date, payments in excess of the minimum due that you make in the billing cycle in which your promotion expires and the 2 prior billing cycles will be directed to the expiring promotion. b) If the promotion expires on or after the payment due date, payments in excess of the minimum due that you make in the billing cycle in which your promotion expires as well as payments made in the prior billing cycle will be directed to the expiring promotion.