How are interest rates on Cornerstone Fund certificates determined?
The Funds management reviews the rates on a weekly basis. The Funds management determines the rates based on comparison to Treasuries, Agencies, and other like-term certificate offerings as quoted on the Bank Rate Monitor (www.bankrate.com). The interest rate you will receive on our term certificates is based on the prevailing interest rate that is in effect on the day the investment is received. This rate will be in effect during the entire term of the certificate. The interest rate on our demand certificate is adjustable. As market conditions change, we periodically change the interest rate in effect on our demand certificate. Interest rates are reviewed and potentially adjustable on a weekly basis.