How are discounts applied to my auto policy premium?
A. They may be applied to all or part of your total premium depending on the type of credits. For example, Good Driver Experience credits are typically applied to the entire policy. But Passive Restraint Credits typically apply only to specified policy coverage premiums pertaining to bodily injury and liability hazards. Why? Because passive restraints have a direct impact upon reducing the cost of bodily injury and liability claims in the event of accidents. NOTE: Be sure to let us know if you or any drivers on your policy qualify for premium credits that require validation. These include: Good Student, Advance Driver Training, and Motor Club Credits. Make sure we get them at least 60 days prior to your policy’s renewal date.
