How are debit card swipes handled during the 2 ½ month grace period?
• Debit cards are good for 1 year and participants will receive a new debit card at the start of every new plan year. During the 2 ½ month grace period debit cards swipes are applied to any available balance from the prior year first. If there is not a balance available, the swipe will be applied to the new plan year.
