How are credit scores affected during the recovery process?
As TSR is engaged in the dispute process with the credit bureaus, your score may change periodically. When disputing negative information on your credit report, the credit bureaus will remove the item(s) in question until it is verified, modified, or deleted; thus, reflecting temporary changes in your credit score. Since we are disputing ‘negative’ or ‘inaccurate’ items on your report, your score may increase during the process because the negative item is removed until it is verified. This temporary score is not necessarily an indicator of your final credit score. (Disputing personal information such as an incorrect address or date of birth will not affect your credit score). Upon completion of the dispute process, your credit report will then show the new score. Keep in mind that each credit bureau has different criteria for determining your score, which is why your score varies from bureau to bureau. The FICO website (www.myfico.com) also offers your credit score for a fee, but keep
