How are costs typically split between the employer and the employee?
(top) Typically, an employer is required to cover 50% of the employee’s monthly premium. In these cases, the employee covers the remainder of his or her own premium and then covers the full premium for any of his or her dependants. Minimum employer contribution levels may differ from state to state and from one insurance company to the next. Also, some employers opt to cover a higher percentage of the employee’s monthly premium and sometimes a portion of the premium costs for an employee’s dependants.
