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How are consumer credit reports used, and who can see them?

April 26, 2017consumer credit reports Used

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How are consumer credit reports used, and who can see them?

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Typically, the consumer credit report is used by lenders, as a starting point to rapidly and objectively determine if you qualify for credit. And of course, you may obtain a copy at any time. But federal law mandates exactly who may get a copy of your credit report and how it can be legally used.