How accurate are Instant Quotes?
Instant quotes should only be used as a guideline. They are accurate based on specific underwriting requirements, but are not based on your personal health, build and medical history. Your actual premium will not be known until your medical exam has been completed and the policy goes through the underwriting process. For this reason, it is very important to work with your licensed agent, so the correct company and product can be selected based on your personal situation. Each company has different guidelines, so rates presented online may not reflect the true premium for you. TermSales.com also has specialty products which may be a better fit for you – some of these products may not appear in the quoting engine.
