HELP assistance What is HECS-HELP assistance?
HECS-HELP is available to eligible students enrolled in Commonwealth supported places. If you are eligible, you may access both the HECS-HELP loan and the discount to pay your student contribution. If you receive a HECS-HELP loan, the Australian Government pays the loan amount directly to your higher education provider on your behalf. A HECS-HELP debt is recorded for you with the Tax Office against your Tax File Number. You start repaying your HELP debt when your repayment income is above the minimum threshold for compulsory repayment. If you pay all, or at least $500, of your student contribution amount up-front you will receive a 20% HECS-HELP discount on the amount paid up-front.