Has the Fair Debt Collection Practices Act been Violated by a Creditor?
Creditor harassment is defined and prohibited under this Act. A creditor may not harass or abuse you. Nor can they mistreat any of the other parties they may contact in regards to your collection process. Some of the actions that are disallowed as abusive are: • The use of threats of violence or harm • To publish your name, other than to credit reporting companies, as a person that refuses to pay a debt • To use foul, obscene or profane language • To repeatedly use the phone for the purpose of annoyance or harassment These and many other practices are abusive and you have rights against creditor harassment. Please contact a Kansas Fair Debt Collection Practices Attorney today with experience in defending consumer rights against unfair collection practices.
