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Has anyone ever had a bad experience using a credit union?

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Has anyone ever had a bad experience using a credit union?

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I haven’t had a bad experience with the one I use (well, it’s a “federal thrift”, not technically a credit union), but I was disappointed with the credit union I was considering joining. I’m not satisfied with a fraction of a percentage interest rate on my savings account. My friend who used that credit union has had nothing but good experiences, though.

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