Has anyone been victims to Debit Card fraud this year?
It happened to us at a restaurant. It was actually “theft” by debit card. I discovered it after reading my bank statement online. I always keep my receipts for at least a month, but I also make a habit of checking all purchased made with my debit card against the online statement within 72 hours after purchases. Our receipt at the restaurant said $42 and some change, but the online statement was $52. We found out later that our waiter reused our card and kept $10 for himself. He was eventually fired and we were offered a free meal, but bottom line, it definitely pays to keep all your receipts, and check your statements within 3-5 business days after purchases to make sure you were charged what the receipt shows. When using debit cards, there is a instant hold on your account when you make a purchase, however, depending on when the purchase was made, it may not actually be withdrawn until the next business day. We were at this restaurant on a Saturday, and the debit was charged to our a