For somebody who is an anarchist, you sure do sound like a politician! Wasn’t that just a complete dodge of the question?
Excellent catch! Here is as good a place as any to introduce you to the concept of Dispute Resolution Organizations (DROs). This concept cannot answer every conceivable question you might have about dispute resolutions within a stateless society, but rather is a framework for understanding the methodology of dispute resolution – just as the scientific method cannot answer every possible question about the natural world, but rather points towards a methodology that allows those questions to be answered in a rational manner. DROs are companies that specialize in insuring contracts between individuals, and resolving any disputes that might arise. For instance, if I borrow $1,000 from you, I may have to pay $10 to a DRO to insure my loan. If I fail to pay you back your money, the DRO will pay you instead. Obviously, as my credit rating improves, the cost of insuring my contracts will decline. The DRO theory can be as complex as any other free market theory – and a lot of intellectual effor