For joint accounts, which account holder earns the PC points?
For most President’s Choice Financial accounts that are jointly held, all PC points earned are awarded to the primary account holder’s PC points account. For the no fee bank account only (not available in Quebec), the primary and secondary cardholders each have their own separate PC points account which is tied to their individual bank card. PC points earned by the secondary cardholder when they use their bank card to pay for purchases at participating supermarkets are awarded to their own PC points account. You can only access and redeem PC points from your own PC points account.
For most President’s Choice Financial accounts that are jointly held, all PC points earned are awarded to the primary account holder’s PC points account. For the no fee bank account only (not available in Quebec), the primary and secondary cardholders each have their own separate PC points account which is tied to their individual bank card. PC points earned by the secondary cardholder (when they use their bank card to pay for purchases at participating stores) are awarded to their own PC points account. You can only access and redeem PC points from your own PC points account.
Related Questions
- If the Share Savings and/or Share Certificate Accounts that I wish to use for the Pledge Share Loan are a joint account, does the Pledge Share Loan need to be signed by both account owners?
- Can I increase coverage for my joint accounts by using a different co-owners Social Security number on each account or changing the way the owners names are listed on the accounts?
- For joint accounts, which account holder earns the PC points?
