For insured employees with dependent coverage, does the deductible for each person have to be satisfied before reimbursement begins?
Each person covered under a group health insurance plan must meet a deductible before expenses will be covered. However, plans usually include some type of family deductible in order to limit a family’s exposure for health care expenses. The family deductible is usually some multiple of the individual deductible, generally two or three. For the family deductible to be satisfied, the combined expenses of covered family members are accumulated. Some plans require, however, that at least one family member satisfy the full individual deductible before the family deductible can be met.
Related Questions
- For insured members with dependent coverage, does the deductible for each covered member have to be satisfied before reimbursement begins (non-high deductible)?
- For insured employees with dependent coverage, does the deductible for each person have to be satisfied before the reimbursement begins?
- For insured employees with dependent coverage, does the deductible for each person have to be satisfied before reimbursement begins?
