For health insurance plan, is it good to have a low deductible, but a higher coinsurance?
Jul 17, 2008 by SarahG | Posted in Insurance Q: I’m looking at a health insurance plan with a scanty of $76 per month. The deductible is $500 and out-of-pocket maximum is $2,500, which doesn’t take in deductible. Coinsurance is 30% after deductible. I get the first 3 doctor visits for $30 co-payment and then pay 30% after deductible. Does this plan vocalize shout out okay? I normally see a doctor once a year. Thanks!
