For 2005 is there a difference in the coverage provided or the cost for coverage for “closed” events vs. open to public events?
No, you will receive the same coverages that were provided to you last year. Although some clubs liability limits are being increased so all affiliated clubs have the same minimum limit of coverage. In general, clubs are not charged for events that will only involve members. The exception to this is if a certificate of insurance naming a facility as an additional insured is required and that facility was not originally included on the application, in which case a $20 charge will apply. 7 “open” events are included in the club policy, once those 7 days have been used, a $45 charge will apply for all non-parade activities and a $100 will apply for parades.
