First Choice Title Loan.com rates are typically 45% – 92% lower than payday loans. How can we offer these great rates?
We only offer secured loans. (Payday loan and non-secured loan companies have a very high bad debt rate that must be offset in the form of high interest rates for their customers.) We are an exclusive online direct lender. (Loan stores have high overhead cost which must be passed on in the form of high interest rates or other fees) We select our clients well. (Our advanced approval system allows us to fund loans quickly to good honest people. Lower bad debt means lower rates for our customers).
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