Equine Insurance will offer peace of mind for the horse owner, but what does it all mean?
The basic equine insurance coverage purchased by horse owners is typically mortality and major medical policies, generally, mortality insurance reimburses a horse owner if the horse dies and depending on the policy the owner may recieve partial or fully repayment for the horse. Medical and surgical policies cover the costs associated with treatment of an injury or illness. An owner can purchase mortality coverage alone, but medical and surgical policies are generally available only in combination with mortality. Mortality Insurance for Horses Equine Mortality policies will cover for most cause of death, including natural occurrences such as colic as well as fatal injuries resulting from accidents, fire, lightning and other causes. Some policies even protect against freak accidents for your horse. Age limits will vary by insurance provider, full mortality coverage normally is available to horses as young as 24 hours and as old as 17 years. When evaluating a policy make sure the exclusio
