During a storm my neighbors tree fell on my car. What insurance policy covers the damage, his homeowners or my auto?
If your neighbors’ tree falls on your car or home YOUR auto or homeowners policies respectively should respond to the damage. However, if your neighbors’ were negligent in some way, they should be responsible for the damage. For example, if your neighbors knew the tree was diseased and did not remove it within a reasonable time period, they should be found liable and their policy should cover the damage.
Related Questions
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- During a storm my neighbors tree fell on my car. What insurance policy covers the damage, his homeowners or my auto?
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