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Doesn’t it cost the Library a lot more money to use a collection agency than to pursue overdue materials itself?

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Doesn’t it cost the Library a lot more money to use a collection agency than to pursue overdue materials itself?

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A non-negotiable $10 processing fee is added on accounts turned over to Unique Management Services. This cost covers the service and a customer is responsible for paying it if they have not taken action before an item is 60 days overdue. Unique Management does not charge in advance.

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