Doesnt deleting the negative item off my credit report mean I wont have to pay?
While, Its true that you can delete a negative debt listing from your credit report, even thought you have not paid it, but that item stands a good chance of reappearing back on your credit report sooner or later. The better way to do it, instead of trying to dodge paying a legal obligation that you promised to pay is to settle the debt with the creditor. You can sometimes settle the debt for pennies on the dollar. It is also better to use a professional debt negotiator to settle your debt for you. We here at PCR can help you with that too.
