Does workers comp cover sole proprietors, partners and corporate officers?
Sole proprietors and partners are considered employers, not employees, and are not covered by your policy. However, sole proprietors and partners can be added to the policy by endorsement. Corporate officers are considered employees of the corporation and must be covered. An exception is made for corporations when there are no more than two owners of the corporation who are also the only employees of the corporation by filing with the division, notice of election to be withdrawn. This form can be obtained online or by contacting the division at 800-775-2667.
