Does WAEPAs worldwide coverage include combat zones?
If you are a Federal civilian who happens to be stationed in or commutes to a combat zone, you would be covered. If you are an activated Reservist or National Guardsman, who gained WAEPA membership prior to activation, your basic coverage would also be intact. There is an additional rider of Accidental Death & Dismemberment coverage which is always in addition to, not a part of, the basic coverage you have applied. This extra portion would not be paid, if the claims adjusters determined it was an “Act of War”. With or without this extra coverage; AD&D, if you were approved for $500,000 then $500,000 would be paid to your beneficiaries.
