Does the US military provide life insurance coverage to activated reservists?
Yes, the military provides life insurance to activated employees. Effective November 1, 2001, the amount of coverage for reservists was increased to $ 250,000, and dependents will also qualify for coverage. Spouses may be insured for up to $100,000 and dependent children for up to $10,000 per child. Coverage for spouse and children must be elected and paid for by the service member. In addition, the State, under KRS 61.315, pays an $80,000 death gratuity to the surviving family members (spouse/children, split evenly, or parents if no spouse) of Guardsmen and Reservists whose death occurs as a direct result of an act in the line of duty while serving on State Active Duty or Federal Active Duty (Title 10) orders.
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