Does the Truth in Lending set the rates that can be charged?
• What factors can a creditor not use in deciding to grant credit? • Can a creditor cut off, or not approve, credit because an individual is a certain age? • Is it legal for a creditor to cancel my account because I’m a divorced woman? • A lender turned down my application because of something on my credit report. What can I do? • There is an error on my credit report. Doesn’t the credit bureau have to help fix this? Who can gain access to my credit report? • How long does information remain on my credit report? • Who can gain access to my credit report? • What is considered a billing error? • What do I do if I find an error on my account? • My couch arrived damaged, but the merchant is still charging me. Is this right? • My bill arrives just days before it’s due, leaving me facing finance charges. This can’t be legal. • When do creditors have to credit my account with a payment? • Don’t I have a ” cooling off period” on all credit transactions? • I lost my wallet and credit cards. Wha
