Does the Surrogates insurance carrier have the right to deny benefits because it is a Surrogate pregnancy?
When you ask an insurance company if they cover surrogacy, their response will almost always be “No.” What they are referring to is that they will not cover the costs incurred by “hiring” a Surrogate. All insurance companies are required to cover the costs of a pregnancy regardless of the nature of that pregnancy. As far as the insurance company is concerned, a Surrogate pregnancy would be the same as if a woman chose to give her own child up for adoption. Insurance companies are not in the business of custody arrangements, and what happens after the birth is none of their business.
